There is a lovely sketch challenge on ATDML blog at the moment.
And this is my take on the sketch
I used Sarah's Cards August 2010 kit - Kaisercraft 'Peachy Keen' and various Martha Stewart border punches. The bottom brown border is a felt trim from Pink Paislee. The title was cut using a Sizzlet alpha - Naturally Serif. The photo is of my niece Milly on her cruise last year.